Credit Cards

We help you earn welcome gifts, cash back, air miles and other benefits with everyday purchases. Compare 100+ credit cards from small and large banks and find you the best card in overall rewarding value or each of categories below.

                                               

We've found your credit cards - Best rewards ( 83 results )

Annual fee Welcome gifts Cash Back Air miles Score
BOC Multi-currency JNUMAA Visa Platinum Credit Card
Best credit card-BOC Multi-currency JNUMAA Visa Platinum Credit Card
Card details

²   Exclusive Promotion: A card with the functions of BOC credit card and a JNUMAA members’ discount card, which may enjoy card services provided by BOC and offers available at the shops operated by JNUMAA.


²   Bonus Point ProgramCardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Special Discount at Shops Operated by JNUMAA & MOP$1 = 1 Reward Point

$0

N.A.

0.50%

N.A.

0.35
Apply 
BNU American Express® Gold Card
Best credit card-BNU American Express® Gold Card
Card details

²   Cash back on spending:   1% cash back on overseas spending, and 0.75% cash back on local spending. No minimum spending amount & no caps on rebate amount.


²   Travel and insurance services: Simply charge your airline tickets, hotel bills and other expenses to your Card to enjoy this complementary coverage, which extends to loss of deposit, accidents, travel inconvenience insurance, as well as overseas accident hospital cash insurance.


²   Product insurance: Every purchase you make with your Card, regardless of location, is automatically insured against damage or theft.


²   Travel Services Offices: With 2,200 American Express Travel Service Offices in more than 130 countries worldwide.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: N.A.
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $600
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions:
1% Cash Back on Overseas Spending & 0.75% Cash Back on Local Spending

$600

N.A.

0.75%

N.A.

0.285
Apply 
BNU VISA Platinum Credit Card
Best credit card-BNU VISA Platinum Credit Card
Card details

²   Cash bonus points: credited into your account, on a quarterly basis. You may earn up to 0.5% of your spending in return of cash rebate to your credit card account.


²   Access to Airport Lounges: Platinum cardholder will entitle free Priority Pass membership, a free visit to Macau Airport lounge per each MOP$50,0000 card spending and a free visit to Priority Pass airport lounges per each MOP$40,000 spending.


²   "BNU Life" program: offers exceptional value and privileges in travel, leisure, dining and shopping.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $500,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $1,200
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$20,000.

Access to Airport Lounges

$1,200

N.A.

0.50%

N.A.

0.17
Apply 
BNU VISA Gold Credit Card
Best credit card-BNU VISA Gold Credit Card
Card details

²   "BNU Life" program: offers exceptional value and privileges in travel, leisure, dining and shopping.


²   Cash bonus points: credited into your account, on a quarterly basis. You may earn up to 0.5% of your spending in return of cash rebate to your credit card account.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:

APR/Fees
Annual Fee: $480
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$10,000.
Exclusive MOP 1 = 1 Bonus Point Offer

$480

N.A.

0.50%

N.A.

0.278
Apply 
BOC Multi-currency UnionPay Wealth Platinum Credit Card
Best credit card-BOC Multi-currency UnionPay Wealth Platinum Credit Card
Card details

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass and 2 free visits to over 700 airport VIP lounges around the world in the first year. From the second year onward, cardholders will enjoy 3 free visits for spending of MOP$60,000 and enjoy 6 free visits for spending of MOP$100,000 in the last calendar year.


²   Free access to Macau Airport VIP Lounge: Cardholders may enjoy free access to the Macau Airport VIP Lounge together with one traveling companion for a maximum of 3 hours per visit.


²   Waiving of Foreign Transaction Fee: All Foreign Transaction Fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.


²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.


²   Flexible Credit Limits: Credit limits can be set individually and flexibly according to your needs.

Promotion
Welcome Gifts
  • Gift Image
  • Gift Image
Cardholders will be entitled 2 free accesses to VIP Airport Lounge around the world. (Note: Welcome gift price is calculated based on MOP$400/visit.)


Eligibility
Minimum Income: N.A.
Minimum Age: 18
Other Conditions:

BOC Multi-currency UnionPay Wealth Platinum Card is available for customers invited by the Bank only.

APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Annual Fee Waiver & 2 Free Accesses to Airport VIP Lounges

$0

$800

0.50%

N.A.

0.47
Apply 
BOC Visa MyWay Platinum Card
Best credit card-BOC Visa MyWay Platinum Card
Card details

²   Bonus Point Program: Cardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Annual Fee Waiver & MOP$1 = 1 Reward Point

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Visa Wealth Platinum Credit Card
Best credit card-BOC Visa Wealth Platinum Credit Card
Card details

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass and 2 free visits to over 700 airport VIP lounges around the world in the first year. From the second year onward, cardholders will enjoy 3 free visits for spending of MOP$60,000 and enjoy 6 free visits for spending of MOP$100,000 in the last calendar year.


²   Free access to Macau Airport VIP Lounge: Cardholders may enjoy free access to the Macau Airport VIP Lounge together with one traveling companion for a maximum of 3 hours per visit.


²   Waiving of Foreign Transaction Fee: All Foreign Transaction Fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.


²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.


²   Flexible Credit Limits: Credit limits can be set individually and flexibly according to your needs.

Promotion
Welcome Gifts
  • Gift Image
  • Gift Image
Cardholders will be entitled 2 free accesses to VIP Airport Lounge around the world. (Note: Welcome gift price is calculated based on MOP$400/visit.)


Eligibility
Minimum Income: N.A.
Minimum Age: 18
Other Conditions: BOC Visa Wealth Platinum Card is available for customers invited by the Bank only.
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Annual Fee Waiver & 2 Free Accesses to Airport VIP Lounges

$0

$800

0.50%

N.A.

0.47
Apply 
BOC UnionPay QuickPass Platinum Credit Card
Best credit card-BOC UnionPay QuickPass Platinum Credit Card
Card details

²   UnionPay QuickPass: UnionPay QuickPass contactless payments are accepted by merchants displaying QuickPass logo around the world.

 

²   Bonus Point Program: Cardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:

QuickPass Function & MOP$1 = 1 Reward Point Bonus

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Visa payWave Platinum Card
Best credit card-BOC Visa payWave Platinum Card
Card details

²   Visa payWave: Visa payWave contactless payments are accepted by merchants displaying Visa payWave logo around the world.

²   Bonus Point Program: Cardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Visa payWave Function & MOP$1 = 1 Reward Point Bonus

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Multi-currency Panda UnionPay Credit Card
Best credit card-BOC Multi-currency Panda UnionPay Credit Card
Card details

²   Support Conservation Work for Pandas: 10% of the operating profit from this Panda card will be donated to the Giant Pandas Fund for the conservation work for the Giant Pandas in Macau.


²   Bonus Point ProgramCardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Donate 10% of the Operating Profit from BOC Panda Card to the Giant Pandas Fund

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Multi-currency Charity UnionPay Platinum Credit Card
Best credit card-BOC Multi-currency Charity UnionPay Platinum Credit Card
Card details

²   Accumulate Good Luck through Charity Activities: 1% of the total amount of purchase payments will be donated to the Kiang Wu Charitable Association.


²   Bonus Point ProgramCardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Donate 1% of Purchase Payments to Kiang Wu Charitable Association

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Multi-currency Gourmet UnionPay Platinum Credit Card
Best credit card-BOC Multi-currency Gourmet UnionPay Platinum Credit Card
Card details

²   Enjoy special offer by Future Bright Group: Enjoy special offers and extra bonus point rewards provided by the Future Bright Group.


²   Bonus Point ProgramCardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Special Discount and Offer by Future Bright Group & MOP$1 =1 Reward Point Bonus

$0

N.A.

0.50%

N.A.

0.35
Apply 
BOC Multi-currency Aviation UnionPay Platinum Credit Card
Best credit card-BOC Multi-currency Aviation UnionPay Platinum Credit Card
Card details

²   Bonus Points Converted to Miles: Cardholders will earn MOP$1 = 1 reward point. Every 10 points will be converted to 1 Phoenix Mile automatically. Remaining balance of less than 10 points will be carried forward to the next statement month.

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Annual Fee Waiver & Every MOP$10 = 1 Phoenix Mile Bonus

$0

N.A.

0.50%

$10 / mile

0.43
Apply 
BOC Multi-currency Aviation Visa Platinum Credit Card
Best credit card-BOC Multi-currency Aviation Visa Platinum Credit Card
Card details

²   Bonus Points Converted to Miles: Cardholders will earn MOP$1 = 1 reward point. Every 10 points will be converted to 1 Phoenix Mile automatically. Remaining balance of less than 10 points will be carried forward to the next statement month.

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Annual Fee Waiver & Every MOP$10 = 1 Phoenix Mile Bonus

$0

N.A.

0.50%

$10 / mile

0.43
Apply 
BOC Multi-currency JNUMAA UnionPay Credit Card
Best credit card-BOC Multi-currency JNUMAA UnionPay Credit Card
Card details

²   Exclusive Promotion: A card with the functions of BOC credit card and a JNUMAA members’ discount card, which may enjoy card services provided by BOC and offers available at the shops operated by JNUMAA.


²   Bonus Point ProgramCardholders will earn 1 reward point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Priority Pass for Airport VIP Lounges: Eligible for a free Priority Pass to access over 700 airport VIP lounges across 120 countries.

 

²   Waiving of Foreign Transaction Fee: Foreign transaction fee will be waived on non-MOP currency around the world with BOC Multi-currency Credit Card.

 

²   Free Travel Insurance: No pre-arrangement is required for free travel insurance on purchase payment while you are traveling abroad.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $48,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 80
Other Conditions:
Special Discount at Shops Operated by JNUMAA & MOP$1 = 1 Reward Point

$0

N.A.

0.50%

N.A.

0.35
Apply 
BNU CESL ASIA VISA Gold Credit Card
Best credit card-BNU CESL ASIA VISA Gold Credit Card
Card details

²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   "BNU Life" program: Offers exceptional value and privileges in travel, leisure, dining and shopping.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $480
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$10,000.

Retail Spending of MOP$1 = 1 Bonus Point

$480

N.A.

0.50%

N.A.

0.278
Apply 
BNU MasterCard Gold
Best credit card-BNU MasterCard Gold
Card details

²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   Mastercard Traveler Rewards: 5% rewards whenever you shop, travel or purchase online from participating merchants.


²   "BNU Life" program: Offers exceptional value and privileges in travel, leisure, dining and shopping.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $480
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$10,000.

Exclusive MOP$1 = 1 Bonus Point Offer

$480

N.A.

0.50%

N.A.

0.278
Apply 
BNU Tung Sin Tong VISA Platinum Credit Card
Best credit card-BNU Tung Sin Tong VISA Platinum Credit Card
Card details

²   Contribution to the Community: Spending with Tung Sin Tong VISA credit card, 1% of the volume of transactions will be contributed to provide medical assistance and medication to those in need.


²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   Access to Airport Lounges: Platinum cardholder will entitle free Priority Pass membership, a free visit to Macau Airport lounge per each MOP$50,0000 card spending and a free visit to Priority Pass airport lounges per each MOP$40,000 spending.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $500,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $1,200
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$20,000.

Donate 1% of the Volume of Transactions to Tung Sin Tong & MOP$1 = 1 Bonus Point

$1,200

N.A.

0.50%

N.A.

0.17
Apply 
BNU Tung Sin Tong VISA Gold Credit Card
Best credit card-BNU Tung Sin Tong VISA Gold Credit Card
Card details

²   Contribution to the Community: Spending with Tung Sin Tong VISA credit card, 1% of the volume of transactions will be contributed to provide medical assistance and medication to those in need.


²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   Access to Airport Lounges: Platinum cardholder will entitle free Priority Pass membership, a free visit to Macau Airport lounge per each MOP$50,0000 card spending and a free visit to Priority Pass airport lounges per each MOP$40,000 spending.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $480
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$10,000.

Donate 1% of the Volume of Transactions to Tung Sin Tong & MOP$1 = 1 Bonus Point

$480

N.A.

0.50%

N.A.

0.278
Apply 
BNU University of Macau VISA Platinum Credit Card
Best credit card-BNU University of Macau VISA Platinum Credit Card
Card details

²   Contribution to UMAC Development: Spending with UMAC VISA credit card,  a percentage of the volume of transactions will be contributed to the development of University of Macau.


²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   Access to Airport Lounges: Platinum cardholder will entitle free Priority Pass membership, a free visit to Macau Airport lounge per each MOP$50,0000 card spending and a free visit to Priority Pass airport lounges per each MOP$40,000 spending.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $500,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $1,200
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$20,000.
Contribute a Percentage of Transactions Conducted to the Development of UMAC

$1,200

N.A.

0.50%

N.A.

0.17
Apply 
BNU University of Macau VISA Gold Credit Card
Best credit card-BNU University of Macau VISA Gold Credit Card
Card details

²   Contribution to UMAC Development: Spending with UMAC VISA credit card,  a percentage of the volume of transactions will be contributed to the development of University of Macau.


²   "BNU Life" program: offers exceptional value and privileges in travel, leisure, dining and shopping.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $480
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions:
  • Annual fee will be waived if annual card spending exceeds MOP$10,000.

Contribute a Percentage of Transactions Conducted to the Development of UMAC

$480

N.A.

0.50%

N.A.

0.278
Apply 
BNU University of Macau VISA Classic Credit Card
Best credit card-BNU University of Macau VISA Classic Credit Card
Card details

²   Contribution to UMAC Development: Spending with UMAC VISA credit card,  a percentage of the volume of transactions will be contributed to the development of University of Macau.


²   "BNU Life" program: offers exceptional value and privileges in travel, leisure, dining and shopping.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: N.A.
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions:

Contribute a Percentage of Transactions Conducted to the Development of UMAC

$0

N.A.

0.50%

N.A.

0.35
Apply 
BNU CESL ASIA Platinum VISA Credit Card
Best credit card-BNU CESL ASIA Platinum VISA Credit Card
Card details

²   Contribution to the Community: Spending with Tung Sin Tong VISA credit card, 1% of the volume of transactions will be contributed to provide medical assistance and medication to those in need.


²   Cash bonus points:  Retail spending of MOP$1 = 1 bonus point.  Every 200 points can be converted to $1 cash back (i.e. 0.5% of your spending in return of cash rebate).


²   Access to Airport Lounges: Platinum cardholder will entitle free Priority Pass membership, a free visit to Macau Airport lounge per each MOP$50,0000 card spending and a free visit to Priority Pass airport lounges per each MOP$40,000 spending.


²   Debit by Installments: Make payments to merchants by installment with your BNU Credit card. 

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $500,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $1,200
Annual Fee Waived: 0 year(s)
Delinquency APR: 36%
Interest Free Period: 56 days
Late Payment Fee: 100
Other Conditions: Annual fee will be waived if annual card spending exceeds MOP$20,000.

Retail Spending of MOP$1 = 1 Bonus Point

$1,200

N.A.

0.50%

N.A.

0.17
Apply 
ICBC VISA Platinum Credit Card
Best credit card-ICBC VISA Platinum Credit Card
Card details

²   Platinum Cardholder Benefits:  Enjoy a wide range of benefits in traveling, shopping, leisure, and dining around the world.  Exclusive privileges include: Visa Platinum Club, Golf, dining, travel assistance and many other benefits.

 

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from valuable redemption options with the 18-month validity.

 

²  Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

 

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:

Annual Fee Waiver & Exclusive MOP$1 = 1 Bonus Point Offer for Gift Redemption

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBA CUP Dual Currency Platinum Credit Card
Best credit card-ICBA CUP Dual Currency Platinum Credit Card
Card details

²   First CUP Dual Currency Credit Card in Macau: Cardholders will be billed in RMB When spending in Mainland China and in MOP when spending in Macau and oversea to save exchange costs.

 

²   Transaction Fee Waiver: Enjoy the transaction fee waiver in China and overseas.

 

²   Bonus Point Program: Exclusive MOP$/RMB 1=1 Bonus Points offer. Cardholders may choose from valuable redemption options with the 18-month validity.

 

²   Free International Travel Insurance: Cardholders can enjoy free international travel insurance and worldwide emergency support.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Exclusive MOP$/RMB 1 = 1 Bonus Point Offer for Gift Redemption

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC Sands Lifestyle Platinum Mastercard
Best credit card-ICBC Sands Lifestyle Platinum Mastercard
Card details

²   Sands Lifestyle Bonus Point Rewards: HK$240 Spend = 12 Sands Lifestyle Bonus Point. Bonus points can be used for valuable redemption options.

 

²   Extra Bonus Point Rewards: Enjoy extra Sands Lifestyle Bonus Point on spending at Sands Resorts Macao, i.e 5X bonus point for hotel accommodation, dining, event ticketing and 3X bonus point for shopping. 

²   Exclusive Discount on Wedding Banquet: Enjoy 20% discount on wedding banquet in selected hotels, low installment rate of 2.4% per annum, and double bonus points for total installment value.


²   Sands Exclusive Year-round Offer: Exclusive offers at select outlets within Sands Resorts Macao, including 20% off for hotel reservation, 15% off for Food & Beverage and Concert & Entertainment ticketing.

 

²   3X Overseas Spending Rewards: For overseas transactions, cardholder can earn 3X bonus rewards.

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Successfully apply for the ICBC Sands Lifestyle Mastercard with the minimum spending of MOP$15,000 within the first 3 months of new card issuance and enjoy:

²  2 Round-trip Cotai Water Jet tickets; AND

²  MOP$300 Sands Resorts Macao dining voucher; AND

²  2 tickets to the 37th floor of the Eiffel Tower at The Parisian Macao.



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
2 Round-trip Cotai Water Jet Tickets & Up to 5X Bonus Points Spending in Sands Macao

$0

$1,300

0.50%

N.A.

0.545
Apply 
ICBC VISA Business Credit Card
Best credit card-ICBC VISA Business Credit Card
Card details

²   Designed for Company: Visa Business Credit Card provides convenience for business spending and abroad.

 

²   Visa is Always Welcome: Being welcome over 30 million outlets in more than 200 countries and 30 millions merchants worldwide.

 

²   Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: N.A.
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC Global Travel MasterCard Platinum
Best credit card-ICBC Global Travel MasterCard Platinum
Card details

²   Mileage Rewards: Retail Spending of every MOP$9 = 1 mile. Cardholder can also choose to automatically convert points to PhoenixMiles. 

 

²   Platinum Concierge Services:  Enjoy 7x24 personal assistance services including emergency services, concierge services, road side assistance and home assistance services.

 

²   MasterCard SecureCode Service: An online service designed to make Internet transactions safer at the time of purchase in online shopping.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Retail Spending of Every MOP$9 =1 Mile Mileage Reward

$0

N.A.

N.A.

$9 / mile

0.38888888888889
Apply 
ICBC Global Travel MasterCard Gold
Best credit card-ICBC Global Travel MasterCard Gold
Card details

²   Mileage Rewards: Retail Spending of every MOP$10 = 1 mile. Cardholder can also choose to automatically convert points to PhoenixMiles. 

 

²   Platinum Concierge Services:  Enjoy 7x24 personal assistance services including emergency services, concierge services, road side assistance and home assistance services.

 

²   MasterCard SecureCode Service: An online service designed to make Internet transactions safer at the time of purchase in online shopping.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Retail Spending of Every MOP$10 =1 Mileage Reward

$0

N.A.

N.A.

$10 / mile

0.38
Apply 
ICBA CUP Dual Currency Gold Card
Best credit card-ICBA CUP Dual Currency Gold Card
Card details

²  The First CUP Dual Currency Credit Card in Macau: Cardholders will be billed in RMB When spending in Mainland China and in MOP when spending in Macau and oversea to save exchange costs.

 

²  Oversea Transaction Fee Waiver: Enjoy the transaction fee waiver by using CUP Dual Currency Card in China and overseas.

 

²   Bonus Point Program: Exclusive MOP/RMB 1=1 Bonus Points offer. Cardholders may choose from our designated and valuable redemption options with the 18-month validity.

 

²   Free International Travel Insurance: Cardholders can enjoy free international travel insurance and worldwide emergency support.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:

Annual Fee Waiver & MOP/RMB 1 = 1 Bonus Point Offer

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC 1872 Golf Platinum Credit Card
Best credit card-ICBC 1872 Golf Platinum Credit Card
Card details

²   Exclusive Platinum Privilege: Providing favored reservation on 300 mainland collaborate clubs with 20% to 70 % discount & favored reservation on 3,360 oversea clubs, priority to join nationwide tournaments of 1872 members, and other services.

 

²   Oversea Transaction Fee Waiver: Enjoy the transaction fee waiver by using ICBC CUP Dual Currency Credit Card in China and overseas

 

²   Privileges Exchange Rate in Oversea Spending: The CUP settlement network may provide you with the most attractive exchange rate when you spend in oversea.

 

²   Designated Gift Options: Exclusive MOP/RMB 1=1 Bonus Points offer. You may choose from our designated and valuable redemption option with the 18-month validity.

 

²   Free International Travel Insurance: Cardholders can enjoy free international travel insurance and worldwide emergency support.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Reservation on 300 Mainland Clubs with 20%-70% Discount 

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC China Telecom MasterCard Platinum Card
Best credit card-ICBC China Telecom MasterCard Platinum Card
Card details

²   Exclusive Promotions: Cardholders will automatically become China Telecom (Macau)s VIP enjoying exclusive privileges and promotional offers throughout the year.

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from our valuable redemption options with the 18-month validity.

²   Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Exclusive Privileges of China Telecom (Macau)’s VIP membership

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC China Telecom MasterCard Standard Card
Best credit card-ICBC China Telecom MasterCard Standard Card
Card details

²   Exclusive Promotions: Cardholders will automatically become China Telecom (Macau)s VIP enjoying exclusive privileges and promotional offers throughout the year.

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from our valuable redemption options with the 18-month validity.

²   Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Privileges of China Telecom (Macau)’s VIP membership

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC Air Macau Co-Brand VISA Gold Card
Best credit card-ICBC Air Macau Co-Brand VISA Gold Card
Card details

²   Mileage Rewards: Retail Spending of every MOP$10 =  1 mile. Cardholder can also choose to automatically convert points to PhoenixMiles. 

 

²   Exclusive Privileges: Cardholders are entitled to the benefits of ICBC(Macau), and become a member of the "PhoenixMiles Membership" to enjoy its members' exclusive privileges.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Retail Spending of MOP$10 = 1 Mile Mileage Reward

$0

N.A.

N.A.

$10 / mile

0.38
Apply 
ICBC Air Macau Co-Brand UCP Platinum Card
Best credit card-ICBC Air Macau Co-Brand UCP Platinum Card
Card details

²   Mileage Rewards: Retail Spending of every MOP$9 = 1 mile. Cardholder can also choose to automatically convert points to PhoenixMiles. 


²   Exclusive Privileges: Cardholders are entitled to the benefits of ICBC(Macau), and become a member of the "PhoenixMiles Membership" to enjoy its members' exclusive privileges.

 

²   Dual Currency CUP in Macau: Cardholders will be billed in RMB When spending in Mainland China and in MOP when spending in Macau and oversea to save exchange costs.

 

²   Oversea Transaction Fee Waiver: Enjoy the transaction fee waiver by using ICBC CUP Dual Currency Card in China and overseas.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 1 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Retail Spending of Every MOP$9 = 1 Mile Mileage Reward

$0

N.A.

N.A.

$9 / mile

0.38888888888889
Apply 
ICBC PSM VISA Credit Card
Best credit card-ICBC PSM VISA Credit Card
Card details

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from valuable redemption options with the 18-month validity.

 

²  Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

 

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Exclusive MOP 1 = 1 Bonus Point Offer for Gift Redemption

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC New Yaohan Visa Platinum Credit Crad
Best credit card-ICBC New Yaohan Visa Platinum Credit Crad
Card details

²   Exclusive Privileges: A rebate of 2.5% (even up to 3%) in New Yaohan Cash Coupon when spending at New Yaohan. Cardholders will also become New Yaohans VIP enjoying promotional offers and discounts.

 

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders can choose from valuable redemption options with the 18-month validity.

²   Free International Travel Insurance: Cardholders can enjoy free international travel insurance and worldwide emergency support.

²   Interest-Free Installment PlanMake your purchase anytime in an easy way.

Promotion
Welcome Gifts
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ICBC (Macau) offers MOP 250 free spending credit to new customers who successfully apply.



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & MOP 250 Free Credit Spending for New Customers

$0

$250

0.50%

$13.8 / mile

0.44547101449275
Apply 
ICBC New Yaohan Visa Gold Credit Crad
Best credit card-ICBC New Yaohan Visa Gold Credit Crad
Card details

²   Exclusive Privileges: A rebate of 2.5% (even up to 3%) in New Yaohan Cash Coupon when spending at New Yaohan. Cardholders will also become New Yaohans VIP enjoying promotional offers and discounts.

 

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders can choose from valuable redemption options with the 18-month validity.

²   Free International Travel Insurance: Cardholders can enjoy free international travel insurance and worldwide emergency support.

²   Interest-Free Installment PlanMake your purchase anytime in an easy way.

Promotion
Welcome Gifts
  • Gift Image

ICBC (Macau) offers MOP 250 free spending credit to new customers who successfully apply.



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & MOP 250 Free Credit Spending for New Customers

$0

$250

0.50%

$13.8 / mile

0.44547101449275
Apply 
ICBC Pan-Mac MasterCard
Best credit card-ICBC Pan-Mac MasterCard
Card details

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from valuable redemption options with the 18-month validity.

 

²  Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

 

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & MOP$1 = 1 Bonus Point Offer for Gift Redemption

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC MARTS MasterCard
Best credit card-ICBC MARTS MasterCard
Card details

²   Bonus Point Program: Exclusive MOP$1 = 1 Bonus Point offer. Cardholders may choose from valuable redemption options with the 18-month validity.

 

²  Shopping Privileges: Exclusive merchants offer various privileges throughout the whole year.

 

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

Promotion
Welcome Gifts
N.A.




Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & Exclusive MOP$1 = 1 Bonus Point Offer for Gift Redemption

$0

N.A.

0.50%

$13.8 / mile

0.40797101449275
Apply 
ICBC Macau Jiangmen Communal Society Affinity MasterCard
Best credit card-ICBC Macau Jiangmen Communal Society Affinity MasterCard
Card details

²   Bonus Point ProgramExclusive MOP$1 = 1 Bonus Point offer.  Cardholders may choose from valuable redemption options with the 18-month validity. 

 

²   Shopping Privileges: Apart from ICBC card privileges, cardholders can also enjoy the membership discounts offered by Jiangmen Communal Society MerchantAlliance.

 

²   Interest-Free Installment Plan: Make your purchase anytime in an easy way.

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New customers will be rewarded with MOP$200 free spending credits once the application is approved. Existing customers will be entitled to 5000 credit card bonus points.



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 28.8%
Interest Free Period: 56 days
Late Payment Fee: 120
Other Conditions:
Annual Fee Waiver & MOP$200 Free Spending Credit for New Customers

$0

$200

0.50%

$13.8 / mile

0.43797101449275
Apply 
Luso UnionPay Triple Currency Diamond Card
Best credit card-Luso UnionPay Triple Currency Diamond Card
Card details

²   Exclusive Promotions: Diamond Card cardholders will be entitled 3 free accesses to Plaza Premium Lounge in Macau and HK.

 

²   1.5X Bonus Point Program: Earn 1.5 bonus points for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Oversea Transaction Fee Waiver: Enjoy the transaction fee waiver by using Luso UnionPay Card in China and overseas.

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
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Customers who successfully apply will be entitled for 3 free accesses to Plaza Premium Lounge in Macau and HK airports before 31/12/2017 (valued at approx MOP$750). New customers with spending over MOP $2,000 will enjoy the following extra offers:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan;

²   $200 supermarket coupon If new customers also apply for Luso Visa Platinum or MasterCard Titanium card with spending over $1,500 in the first 2 months.



Eligibility
Minimum Income: $150,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$1,250

0.50%

N.A.

0.5375
Apply 
Luso UnionPay Triple Currency Gold Card
Best credit card-Luso UnionPay Triple Currency Gold Card
Card details

²   Bonus Point Program: Cardholder will earn 1 bonus point for every MOP$1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Oversea Transaction Fee Waiver: Enjoy the transaction fee waiver by using Luso UnionPay Card in China and overseas.

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offers:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan;

²   $200 supermarket coupon If new customers also apply for Luso Visa Platinum or MasterCard Titanium card with spending over $1,500 in the first 2 months.



Eligibility
Minimum Income: $80,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$500

0.50%

N.A.

0.425
Apply 
Luso MOP Visa Platinum Credit Card
Best credit card-Luso MOP Visa Platinum Credit Card
Card details

²   1.5X Bonus PointCardholder will earn 1.5 bonus points for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 


²  Access to Airport VIP Lounges: Cardholders are complemented with a priority pass card with free membership.  Cardholders with annual spending of MOP$50,000 with this card will be entitled for 1 free visit, and $100,000 for 3 free visits next year, and whose annual spending do not meet the above requirements will be charged $260 per visit.

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offers:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan;



Eligibility
Minimum Income: $150,000
Minimum Age: N.A.
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$300

0.50%

N.A.

0.395
Apply 
Luso MOP Visa Gold Credit Card
Best credit card-Luso MOP Visa Gold Credit Card
Card details

²  Access to Airport VIP Lounges: Cardholders are complemented with a priority pass card with free membership.  Cardholders with annual spending of MOP$50,000 with this card will be entitled for 1 free visit, and $100,000 for 3 free visits next year, and whose annual spending do not meet the above requirements will be charged $260 per visit.

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offer:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan.



Eligibility
Minimum Income: $80,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$300

0.50%

N.A.

0.395
Apply 
Luso MOP VISA Classic Credit Card
Best credit card-Luso MOP VISA Classic Credit Card
Card details

²   Bonus Point Program: Cardholder will earn 1 bonus point for every MOP$1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offer:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan.



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$300

0.50%

N.A.

0.395
Apply 
Luso HKD VISA Gold Credit Card
Best credit card-Luso HKD VISA Gold Credit Card
Card details

²  Access to Airport VIP Lounges: Cardholders are complemented with a priority pass card with free membership.  Cardholders with annual spending of MOP$50,000 with this card will be entitled for 1 free visit, and $100,000 for 3 free visits next year, and whose annual spending do not meet the above requirements will be charged $260 per visit.

 

²   Bonus Point Program: Cardholder will earn 1 bonus point for every $1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offer:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan.



Eligibility
Minimum Income: $80,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & $300 Free Credit Spending for New Customers

$0

$300

0.50%

N.A.

0.395
Apply 
Luso MOP VISA Lady's Card
Best credit card-Luso MOP VISA Lady's Card
Card details

²   Bonus Point Program: Cardholder will earn 1 bonus point for every MOP$1 spent. The accumulative bonus points can be used to redeem special gifts or cash rebates. 

 

²   Shopping Privileges: Exclusive merchants and restaurants offer various privileges and discounts.

Promotion
Welcome Gifts
  • Gift Image

New customers with spending over MOP$3,000 will enjoy the following promotional offers:

²   Choose 1 of 3 options: $300 free spending credit, 60,000 credit card bonus points or up to $30,000 interest free installment loan;



Eligibility
Minimum Income: $40,000
Minimum Age: 18
Other Conditions:
APR/Fees
Annual Fee: $0
Annual Fee Waived: 0 year(s)
Delinquency APR: 29.95%
Interest Free Period: 55 days
Late Payment Fee: 100
Other Conditions: The bank offers first 2 year annual fee waiver and additional annual fee will be waived when cardholder’s annual spending exceeds MOP$2,000.

First 2 Year Annual Fee Waiver & MOP$300 Free Credit Spending for New Customers

$0

$300

0.50%

N.A.

0.395
Apply